Better the devil you know is the wrong approach

Despite not liking or trusting someone, do you prefer to do business with them rather than with a person you don't know?

Accordingly, you are more inclined to maintain the ‘status quo’.  Preferring this option results in the fact that you are more than likely to be continually ‘ripped off’ lied to and in fear of constant peril rather than the alternative.

Better the devil you know - than the devil you don't - is the wrong approach

This philosophy is also expressed by many in the way they vote. It is endemic in society and one of the main contributors to the fact that ‘change’ is frustrated or not possible - unless we modify or behaviour.

In this back drop and when dealing with the issue of selling the timeshare product, we all know each product that has been sold is ‘complained of’ and by many consumers as the benefits are overstated, sometimes undeliverable and/or non-existent.

Many complaints are evident in every state, land and Country in which the timeshare products are sold. The law makers (and again in every state, land and Country) have tried to regulate the sales and also know a major problem does exist.

The Financial Institutions, Courts, Dispute Resolution Services are awash with claims, yet little is done to stave off the problem. Accordingly, it appears consumers are ‘hung out to dry’ all over the world by the very people they elect to represent them. When given the right to vote them out - we on mass - re-elect them because of the principle ‘better the devil you know’. These devils can regulate, have the power to do so, yet are unable, unwilling or incapable of introducing combatant regulations to stop the electorate from being ripped off.

If they were willing to prevent the hoard of commercial crimes, they would have done so many years ago. Today there exists a host of other products like insurance, bank lending, mortgages, insolation, solar panels, health-care and the like were scammer are now known to be mis-selling therefore, the virus is expedential.

The facts are, mass scamming, and colossal defrauding of consumers has become common place, a very large industry exists and the only recourse a consumer has is, to pursue claims for mis-selling ‘after the event’. When doing so,’ Legal Aid’ has been withdrawn and little help is available, so consumers are required to locate advice and fund cases themselves.

This being my belief, I am continually astounded by the actions of the Citizens Advice Bureau [CAB], County Councils and Trading Standards who repeatedly recommend ‘the devil you know’ (in Europe the Resort Development Organisation [RDO] and their sponsored departments).

If consumers avoid the recommend ‘devils’, they need other advice and any simple search on the internet will soon reveal that they are many claimed advisors. Many of the advice websites are marketing companies, ex timeshare salesmen, fronts for cold calling scammers and some legitimate ones. The issue is - if you take bad advice you will expose yourself to more financial peril.

The facts are, a barrage of salespeople are now selling legal services and doing so with the intension of taking money for little in the way of professional legal services. From pillar to post many journeys are made into choppy waters where some consumers are being scammed repeatedly. The corresponding effect is that more money is spent, more bragging is done, more scammers join in and confidence is shattered.

Can the Police assist?

This might be a politically incorrect statement however; the goal posts have moved somewhat - since I was a lad.

Crime is now targeted as budgets have been eroded. If a crime is more public and personal, you can bet your bottom dollar when the press publishes it, the police will react, and they are right to do so. If the matter is financially perilous like PPI it is complex involving considerable man hours.

The more complex the product and matrix behind it is, the less chance there is of the crime being investigated. With the use of multiple companies, in multiple jurisdictions and each sharing responsibility it all adds to a need for protection as it is difficult and costly to investigate.

This miserable mis-selling meal is being delivered to consumers all over the world.

In the UK if the scam is large and the scammers have significant reserves, the police may investigate and when doing so if guilt is proven they generally issue proceeds of crime order so their investigation costs are not met by the public purse. The consequences are, the consumer that have been ripped off but may win a victory of sorts; but little in the way of recompense.

So today the complex is – protection, and the simple is - conviction and little is being done to stamp out the resulting virus.

The consequences of scamming; affects every lawful trader and/or professional as they cannot compete with scammers who have no intention of complying with the promises given. Accordingly, the lawful people are deprived from building a going concern or have to cut corners to simply survive.

In matter of timeshare, “better the devil you know” is rife as many complaining consumers end up seeking advice from the very people who sold them timeshare in the first place. Many still hope that the ‘glittering promises’ will come true and they seek advice from those who are not regulated and licenced Solicitors/Lawyers. In fact, the term Lawyers has been perverted to such an extent: - anyone can set up a company and claim to be a Lawyer.

Coupled with all ‘singing and dancing’ fake ‘Indemnity certificates’ and grandiose promises it is no wonder some people get duped and duped again. From the viewpoint of a consumer there is the danger that ‘Doing the same thing repeatedly and expecting different results is the definition of insanity’.

So, who should you consult with when you have a timeshare problem?

The answer is 'Yourself'

- as you have all the mental facilities at your disposal to learn and avoid pitfalls -

Everyone can make one or two wrong choices – it is natural – however, when doing so it becomes your fault should you fail to put into place measures to stop making the same mistake again. When doing so, you are required to change how you make purchases.  The first rule is; receive information, check it and contemplate it. If you unsure do not act (under any circumstances).

 Consult yourself and go on a quest to obtain information – it is available and, on many occasions, - free.

If you are cold called - being sold to - told you will win - they have industry experience, you are not conversing with an ethical Lawyer or Solicitor.

If the advisor is doing all the talking - you are told you are required to act quickly or have pay on the day - it’s not an ethical Lawyer or Solicitor

If the advisor states, they will place your case with another- offer a “no win no fee” basis – then charge you or you feel you can’t leave – you are not dealing with an ethical Lawyer or Solicitor.

Never decide on the day, check out the advice given and engage your common sense.

Stay away from the devil you know and check out those you don’t know. The fact is you know when the truth is being told and you know when things are not right.